Disclaimer


IMPORTANT LEGAL INFORMATION
Please read these terms and conditions carefully. By accessing, visiting or using this Website and any pages thereof, you, personally and on behalf of the legal entity of which you are a representative, an agent or an employee when acting in such a capacity, acknowledge your agreement with and understanding of the following terms of use and legal information pertaining to both this Website and any material on it. Any special agreements with respect to individual services or products shall be complementary to these terms and conditions, although in the event of any conflict, the provisions contained in any such special agreements shall prevail. If you do not agree to the terms and conditions below, do not access this Website or any pages thereof or any written materials prepared and/or provided by Intertrust (when appropriate).

General definition and regulatory information
The “Website” means this website, any pages thereof, all information and materials contained on the Website, as published by Intertrust Group Holding S.A. (“Intertrust”), established in Rue de Jargonnant 1, 1207 Geneva, Switzerland. Tel: +41 (0)22 322 0980, including all or any of its affiliates

Unless expressly waived in writing by Intertrust, the terms and conditions stated herein apply mutatis mutandis to all written materials prepared, provided and published by Intertrust, including but not limited to documents, presentations, legal updates, reports, text, photo’s, illustrations, graphs, logos, trade and services brands, that are provided by Intertrust for information purposes. These documents do not constitute an offer, invitation or inducement to contract and it is expressly stated that the information contained therein does not constitute legal, tax, regulatory, accounting, banking, investment or other professional advice. Intertrust prepares these documents based on the information available to Intertrust at the material time and Intertrust does not warrant that the materials or information contained therein will be error-free, accurate, complete, non-infringing, or will meet any particular criteria of performance or quality.

Website contents and materials
Unless otherwise expressly provided, information on this Website does not constitute an offer or solicitation to conduct investment business in any jurisdiction. Persons accessing, visiting or using this Website must satisfy themselves that the laws of their own country allow them to access the information or must refrain from accessing, visiting and/or using the Website accordingly.

The information published and opinions expressed on this Website are for personal use and for information purposes only and are subject to change without notice. While Intertrust has taken all reasonable steps to ensure the accuracy and completeness of the content of this Website, no warranty and no representation either expressed or implied are made that the information and opinions expressed on the Website are accurate, complete or up to date. In particular, Intertrust shall not be obliged to remove any outdated information from the Website or to expressly mark it as being outdated.

The contents of the Website are subject to change. Not all products and services are available in all geographic areas. Your eligibility to receive any product or service may be subject to approval by Intertrust and/or its stakeholders.

Certain sections or pages of the Website contain separate and/or additional terms and conditions which are in addition to the present terms and conditions. In the event of a conflict separate and/or additional terms and conditions will prevail over the present terms and conditions for those sections or pages.

Exclusion of liability
Intertrust disclaims, without limitation, all liability for any loss or damage of any kind, including direct, indirect, special, incidental or consequential damages, losses or expenses which might be incurred through the use of, or access to the Website and/or the written materials (or by any inaccuracy in or omission from such materials) prepared and/or provided by Intertrust even if Intertrust or representatives thereof are advised of the possibility of such damages, losses or expenses. There is no guarantee of a faultless and/or uninterrupted functioning of the Website.

Third-party websites
Some links on the Website lead to third-party websites, which are completely beyond control of Intertrust. Links to this Website may also be included on third-party websites. Intertrust has not reviewed these and declines any liability for any information or materials posted on any of the sites linked to this Website. By creating a link to a third-party website or by tolerating that a third-party website includes a link to this Website, Intertrust does not endorse or recommend any products or services offered on that third-party website. Neither does Intertrust express any implied or explicit appreciation as to the accuracy and / or reliability of the information to be found, directly or indirectly, on any third-party websites or as to the reliability and/or honourableness of their sources. Third-party websites might have a privacy policy different than the Website. Those who access third-party websites do so at their own risk.

Email Communication
All e-mail messages (including attachments) are given in good faith by Intertrust. Intertrust cannot assume any responsibility for the accuracy or reliability of the information contained in these message (including attachments), nor shall the information be construed as constituting any obligation on the part of Intertrust. No employee is authorized to conclude any binding agreement on behalf of Intertrust with another party by email.

Intertrust cannot guarantee that the message received by you has not been intercepted by third parties and/or manipulated by computer programmes used to transmit messages and viruses.

The information contained in messages (with attachments) from Intertrust may be confidential or privileged and is only intended for the use of the receiver named. If you are not the intended recipient, you are requested by Intertrust to delete the message (with attachments) without opening it and you are notified by Intertrust that any disclosure, copying or distribution of the information contained in the message (with attachments) is strictly prohibited and unlawful.

Intellectual Property Rights
All images on the Website, including text, photo’s, illustrations, graphs, logos, trade and services brands, are fully owned or under license of one or more companies and are protected by copyright, trademark rights and other intellectual property rights. The intellectual property right is never transferred or licensed to the (legal) entity that has access to the Website. Unless specifically prohibited by a notice published on any part of the Website, this information and materials may be displayed and printed but only exclusively for your personal, non-commercial use and provided that you do not remove any intellectual property right or other notices therein. All other use is strictly prohibited. The user of the Website may not transmit, reproduce or sell this information and materials in whatever form and by whatever means without the express prior written consent of Intertrust. See also paragraph Governing Law and Jurisdiction of the present Terms and Conditions. Intertrust Bank (Cayman) Limited and Intertrust Asset Management (Cayman) Limited.
The Website may contain “forward-look statements” where information is provided on the products and services of Intertrust Bank (Cayman) Limited or Intertrust Asset Management (Cayman) Limited. Forward-looking statements include information concerning possible, estimated or assumed future results of our operations, earnings, liquidity, cash flow and capital expenditures, industry or market conditions, acquisitions activities and the effect of completed acquisitions, gearing, debt levels and the ability to obtain additional financing or make payments on our debt, legal, regulatory or fiscal developments, demand for and pricing of our products and other aspects of our business or general economic conditions. In addition, when used on this website, words such as "believes", "expects", "anticipates", "intends", "plans", "estimates", "projects", and future or conditional verbs such as "will", "may", "could", "should", and "would", and any other statement that necessarily depends on future events, are intended to identify forward-looking statements.

Forward-looking statements are not guarantees of performance. By their nature, forward-looking statements involve risks, uncertainties and assumptions because they relate to events and depend on circumstances that will or may occur in the future. Although we make such statements based on assumptions that we believe to be reasonable, there can be, and we give, no assurance, whether express or implied, that actual results will not differ materially or significantly from our expectations or estimations. Actual results may differ from those expressed in such statements depending on a variety of factors, including, without limitation, operational problems, general economic conditions, political stability and economic growth in relevant areas of the world; changes in laws and fiscal or governmental regulations; exchange rate fluctuations; the development and use of new technology; changes in public expectations and changes in business conditions; the actions of competitors; natural disasters and adverse weather conditions; wars and acts of terrorism or sabotage. We caution existing and prospective despositors and investors not to rely on any forward-looking statements.

Privacy
Please note that Intertrust is the controller of personal data collected through this Website.

Intertrust collects personally-identifiable information on certain areas of the Website when users register, request publications or other information, sign up for conferences and events, apply for jobs, and participate in user posting areas, such as bulletin boards, discussion forums, and surveys. The personally-identifiable information collected may consist of information that you provide, such as names, mailing addresses, e-mail addresses, telephone and fax numbers, and, for recruiting purposes, any other personally-identifiable information on your resume. In addition, Intertrust collects certain information that you do not visibly enter, such as your IP address, browsing pattern on the Website, click stream, and the status of cookies placed on your computer by Intertrust, as described below.

As visitor or user of this Website, you agree with the registration and processing by Intertrust and its affiliated entities of personal data relating to you for the following purposes: management of Intertrust’s clientele, including prospective clients, administration of contractual relationship, prevention of irregularities, establishment of statistics and tests, commercial prospecting, direct marketing of financial and leasing products and services as well as other products or services which are promoted by Intertrust or its affiliated entities.

You agree that these data may be communicated to any of Intertrust’s affiliated entities for the same purposes or to other persons for compliance with any legal obligation or in case of any legal interest. You also agree to such communications when the recipient party is located outside the European Union, whether or not an adequate level of protection is ensured for personal data in the country of reception. Within Intertrust and its affiliated entities, access to your personal data collected through this Website is restricted to persons who need the data in pursuance of their duties.

You are entitled to require, in writing or via the Website and free of charge, that Intertrust and its affiliated entities stop using your personal data collected through this Website for direct marketing purposes.
You have the right to have access to your personal data and to ask for their rectification if they are neither accurate nor relevant. To exercise these rights, you have to send a written, dated and signed request to Intertrust.

See also paragraph Governing Law and Jurisdiction of the present Terms and Conditions.

Confidentiality
Any information or material sent to Intertrust through this Website will be handled in a manner consistent with legal and regulatory requirements.

Navigation and Cookies
This website uses Google Analytics, a web analytics service provided by Google, Inc., to identify you and your interests and to track usage of the Website. Cookies are small pieces of text stored on your computer that help us know which browser you are using and where you have been on the Site and on Web sites to which you may link in order to use some of our features. By accepting our cookie, you will be permitted access to certain pages of the Website without having to log in each time you visit. A user who does not accept the cookie from the Website may not be able to access certain areas of the Website. Intertrust also logs IP addresses, or the location of computers on the Internet, to help diagnose problems with our server and to administer the Website. If you prefer not to accept a cookie, you can set your web browser to warn you before accepting cookies, or you can refuse all cookies by turning them off in your web browser.

Governing Law and Jurisdiction
Your access to, visit of and use of the Website, and the present Terms and Conditions are governed by and shall be construed in accordance with Swiss law. The Courts of Geneva shall have exclusive jurisdiction over any dispute relating thereto, without prejudice to Intertrust making choice of any other court having jurisdiction on such a dispute under any applicable law.

Intertrust may modify these Terms and Conditions at any time, with immediate effect and without prior notice.