IMPORTANT LEGAL INFORMATION
Please read these terms and conditions carefully.  By accessing, visiting or using this Website and any pages thereof, you, personally and on behalf of the legal entity of which you are a representative, an agent or an employee when acting in such a capacity, acknowledge your agreement with and  understanding of the following terms of use and legal information pertaining to both this Website and any material on it. Any special agreements with respect to individual services or products shall be complementary to these terms and conditions, although in the event of any conflict, the provisions contained in any such special agreements shall prevail. If you do not agree to the terms and conditions below, do not access this Website or any pages thereof.

General definition and regulatory information
The “Website” means this website and all information and materials contained on the Website as published by Intertrust Group Holding S.A.  (“Intertrust”), established in Rue de Jargonnant 1, 1207 Geneva, Switzerland. Tel: +41 (0)22 322 0980.

Unless expressly waived in writing by Intertrust, the terms and conditions stated herein apply mutatis mutandis to all written materials prepared and/or provided by Intertrust, including but not limited to documents, presentations, reports, text, photo’s, illustrations, graphs, logos, trade and services brands, that are provided by Intertrust for information purposes. These documents do not constitute an offer, invitation or inducement to contract and it is expressly stated that the information contained therein does not constitute legal, tax, regulatory, accounting or other professional advice.

Website contents and materials
Unless otherwise expressly provided, information on this Website does not constitute an offer or solicitation to conduct investment business in any jurisdiction. Persons accessing, visiting or using this Website must satisfy themselves that the laws of their own country allow them to access the information or must refrain from accessing, visiting and/or using the Website accordingly.
 
The information published and opinions expressed on this Website are for personal use and for information purposes only and are subject to change without notice. While Intertrust has taken all reasonable steps to ensure the accuracy and completeness of the content of this Website, no warranty and no representation either expressed or implied are made that the information and opinions expressed on the Website are accurate, complete or up to date. In particular, Intertrust shall not be obliged to remove any outdated information from the Website or to expressly mark it as being outdated.

The contents of the Website are subject to change. Not all products and services are available in all geographic areas. Your eligibility to receive any product or service may be subject to approval by Intertrust and/or its stakeholders.

Certain sections or pages of the Website contain separate and/or additional terms and conditions which are in addition to the present terms and conditions. In the event of a conflict separate and/or additional terms and conditions will prevail over the present terms and conditions for those sections or pages.

Exclusion of liability
Intertrust disclaims, without limitation, all liability for any loss or damage of any kind, including direct, indirect or consequential damages, which might be incurred through the use of, or access to the Website. There is no guarantee of a faultless and/or uninterrupted functioning of the Website.

Links
Some links on the Website lead to third-party websites, which are completely beyond control of Intertrust. Links to this Website may also be included on third-party websites. Intertrust has not reviewed these and declines any liability for any information or materials posted on any of the sites linked to this Website. By creating a link to a third-party website or by tolerating that a third-party website includes a link to this Website, Intertrust does not endorse or recommend any products or services offered on that third-party website. Neither does Intertrust express any implied or explicit appreciation as to the accuracy and / or reliability of the information to be found, directly or indirectly, on any third-party websites or as to the reliability and/or honourableness of their sources.

Intellectual Property Rights
All images on the Website, including text, photo’s, illustrations, graphs, logos, trade and services brands, are fully owned or under license of one or more companies and are protected by copyright, trademark rights and other intellectual property rights. The intellectual property right is never transferred to the (legal) entity that has access to the Website. This information and materials may be displayed and printed exclusively for your personal, non-commercial use provided that you do not remove any intellectual property right or other notices therein. The user of the Website may not transmit, reproduce or sell this information and materials in whatever form and by whatever means without the express prior written consent of Intertrust. See also paragraph Governing Law and Jurisdiction of the present Terms and Conditions.

Privacy
Please note that Intertrust is the controller of personal data collected through this Website.

Intertrust collects personally-identifiable information on certain areas of the Website when users register, request publications or other information, sign up for conferences and events, apply for jobs, and participate in user posting areas, such as bulletin boards, discussion forums, and surveys. The personally-identifiable information collected may consist of information that you provide, such as names, mailing addresses, e-mail addresses, telephone and fax numbers, and, for recruiting purposes, any other personally-identifiable information on your resume. In addition, Intertrust collects certain information that you do not visibly enter, such as your IP address, browsing pattern on the Website, click stream, and the status of cookies placed on your computer by Intertrust, as described below.

As visitor or user of this Website, you agree with the registration and processing by Intertrust and its affiliated entities of personal data relating to you for the following purposes: management of  Intertrust’s  clientele, including prospective clients, administration of contractual relationship, prevention of irregularities, establishment of statistics and tests, commercial prospecting, direct marketing of financial and leasing products and services as well as other products or services which are promoted by Intertrust or its affiliated entities.

You agree that these data may be communicated to any of Intertrust’s affiliated entities for the same purposes or to other persons for compliance with any legal obligation or in case of any legal interest. You also agree to such communications when the recipient party is located outside the European Union, whether or not an adequate level of protection is ensured for personal data in the country of reception. Within Intertrust and its affiliated entities, access to your personal data collected through this Website is restricted to persons who need the data in pursuance of their duties.

You are entitled to require, in writing or via the Website and free of charge, that Intertrust and its affiliated entities stop using your personal data collected through this Website for direct marketing purposes.

You have the right to have access to your personal data and to ask for their rectification if they are neither accurate nor relevant. To exercise these rights, you have to send a written, dated and signed request to Intertrust.

See also paragraph Governing Law and Jurisdiction of the present Terms and Conditions.

Confidentiality
Any information or material sent to Intertrust through this Website will be handled in a manner consistent with legal and regulatory requirements.

Navigation and Cookies
The Website uses cookies to identify you and your interests and to track usage of the Website. Cookies are small pieces of text stored on your computer that help us know which browser you are using and where you have  been on the Site and on Web sites to which you may link in order to use some of our features. By accepting our cookie, you will be permitted access to certain pages of the Website without having to log in each time you visit. A user who does not accept the cookie from the Website may not be able to access certain areas of the Website. Intertrust also logs IP addresses, or the location of computers on the Internet, to help diagnose problems with our server and to administer the Website. If you prefer not to accept a cookie, you can set your web browser to warn you before accepting cookies, or you can refuse all cookies by turning them off in your web browser.

Governing Law and Jurisdiction
Your access to, visit of and use of the Website, and the present Terms and Conditions are governed by and shall be construed in accordance with Swiss law. The Courts of Geneva shall have exclusive jurisdiction over any dispute relating thereto, without prejudice to Intertrust making choice of any other court having jurisdiction on such a dispute under any applicable law.

Intertrust may modify these Terms and Conditions at any time, with immediate effect and without prior notice.